Equity Release & Later Life Lending

Helping current, and soon-to-be, retirees make the most of their finances

How does Equity Release Work?

Equity Release is a way of accessing money that has built up in your property, while retaining ownership of your property and without having to move house. You could also receive the funds as a lump sum or over smaller payments.

We believe that those who are at, or are approaching, retirement age deserve to get the best financial advice and enjoy the funds and equity built up in their property. This is why we have selected a range of financial solutions specifically tailored for the over 55s.

Equity Release can be complicated and may not be the best solution for everyone, so we will always carry out a full investigation into financial circumstances and requirements and offer alternative solutions where applicable.

Our team has been recognised with over 25 industry awards and nominations during the past 5 years.

Equity Release and Later Life Lending Highlights

10

Lenders

£10k

£10k Minimum Loan Value

Years of age & upwards

	No negative equity guarantee			Choose from a lump sum or supplement your income
	No monthly payments or optional payments			Available from the age of 55 years and upwards
	No need to move home			Protect some equity for inheritance
	All credit history scenarios are considered			We only recommend lenders that are members of the Equity Release Council
	A full investigation into financial circumstances, requirements and alternatives to Equity Release are always carried out

Book Consultation

Please be aware that you need to keep up your mortgage payments or you could lose your home.

Equity Release is a form of lifetime Mortgage.

To fully understand the features, benefits and risks please ask for a personalised illustration.

Some lifetime mortgages can be arranged on an interest-only basis allowing you to avoid the debt increasing. If you opt for this your home may be repossessed if you fail to keep up repayments on the mortgage.

We only recommend products where there is a no negative Equity guarantee