First Time Buyers
If you’re thinking about taking your first steps on the property ladder, we can help!
Looking to Buy a Home?
The Positive team is incredibly proud to have been recognised with numerous industry awards and nominations; which makes them well placed to help you secure your first mortgage. A mortgage is a big commitment, and can be quite daunting, but our team will be with you every step of the way, to advise and assist you on your property journey.
We have access to the whole market for your mortgage needs as well as a wide range of lenders who could help with more challenging scenarios, including:
- Unusual/non-standard properties
- Unusual property types: annex, catteries, stables, etc.
- Flats above commercial
- Ex-local authority including deck/balcony access
- High rise blocks
- Second home or holiday home
- Help to Buy
- Right to Buy (up to 100% of DPP)
- Shared ownership
- New builds
- Self-build
- Older borrowers
- Listed buildings
Our team has been recognised with over 25 industry awards and nominations during the past 5 years.
Try our Mortgage Calculator
Mortgages
for everyone.
Our Mortgage experts has access to a wide range of lenders who could help with all types of scenarios including:
- Unusual/non-standard properties
- Unusual property types: annex, catteries, stables, etc.
- Flats above commercial
- Ex-local authority including deck/balcony access
- High rise blocks
- Second home or holiday home
- Help to Buy
- Right to Buy (up to 100% of DPP)
- Shared ownership
- New builds
- Self-build
- Older borrowers
Please be aware that you need to keep up your mortgage payments or you could lose your home.
Buying a Home Highlights
£5k
Minimum Mortgage Value
% Loan to Value
Products
Terms Length
(Up to Yrs)
 |
Products up to 95% Loan to value
|
|
Early redemption charge free products – fixed and trackers mortgages | |
|
Terms from 3 to 40 years | |
Some lenders offer no valuation or no legal fees | |
|
Interest only | |
Repayment | |
|
Exclusive products | |
Adverse credit considered | |
|
No minimum time in employment | |
Applicants in probation periods | |
|
Agency/zero-hours contract workers | |
Contractors | |
|
Self-employed with 1 years’ accounts | |
Family assistance mortgages |
Please be aware that you need to keep up your mortgage payments or you could lose your home.
Don’t Forget
A mortgage is a significant investment, so it is important to protect your investment and yourself with the right insurance. At Positive Mortgages we recommend our trusted insurance partner, Broadbench Ltd. Speak to one of our team on 01202 850 830 for a no-obligation chat about your mortgage and insurance requirements or use the contact form below and we will be in touch.
Get a Call Back
Try our mortgage calculator
& comparison tool
Compare the best mortgage rates and cheapest deals currently on the market.